/* ==========================================================================
   BDC Money Landing — Civic Authority design system
   ========================================================================== */

@font-face {
	font-family: "Barlow Condensed";
	src: url("fonts/barlow-condensed-400.woff2") format("woff2");
	font-weight: 400;
	font-style: normal;
	font-display: swap;
}

@font-face {
	font-family: "Barlow Condensed";
	src: url("fonts/barlow-condensed-500.woff2") format("woff2");
	font-weight: 500;
	font-style: normal;
	font-display: swap;
}

@font-face {
	font-family: "Barlow Condensed";
	src: url("fonts/barlow-condensed-600.woff2") format("woff2");
	font-weight: 600;
	font-style: normal;
	font-display: swap;
}

@font-face {
	font-family: "Barlow Condensed";
	src: url("fonts/barlow-condensed-700.woff2") format("woff2");
	font-weight: 700;
	font-style: normal;
	font-display: swap;
}

@font-face {
	font-family: "Source Sans 3";
	src: url("fonts/source-sans-3-400.woff2") format("woff2");
	font-weight: 400 700;
	font-style: normal;
	font-display: swap;
}

.bdc-money {
	--bm-bg: #FFFFFF;
	--bm-surface: #F3F4F6;
	--bm-ink: #13223D;
	--bm-accent: #C8102E;
	--bm-gold: #C9A227;
	--bm-dark: #0E1A30;
	--bm-support: #7C8AA3;
	--bm-off-white: #EDEFF3;

	--bm-font-display: "Barlow Condensed", sans-serif;
	--bm-font-body: "Source Sans 3", sans-serif;

	--bm-sm: 12px;
	--bm-md: 24px;
	--bm-lg: 56px;
	--bm-xl: 104px;

	font-family: var(--bm-font-body);
	color: var(--bm-ink);
	overflow-x: hidden;
}

.bdc-money :where(h1, h2, h3, h4) {
	font-family: var(--bm-font-display);
	font-weight: 700;
	line-height: 1.05;
	text-transform: uppercase;
	letter-spacing: 0.01em;
	margin: 0;
	color: inherit;
}

.bdc-money p {
	margin: 0;
}

.bdc-money a {
	text-decoration: none;
}

.bm-container {
	max-width: 1160px;
	margin: 0 auto;
	padding-left: var(--bm-md);
	padding-right: var(--bm-md);
}

.bm-rule {
	height: 4px;
	background: var(--bm-gold);
	width: 100%;
}

.bm-eyebrow {
	font-family: var(--bm-font-display);
	font-style: italic;
	font-weight: 600;
	text-transform: uppercase;
	letter-spacing: 0.12em;
	font-size: 0.85rem;
	color: var(--bm-gold);
	margin: 0 0 var(--bm-sm);
}

.bm-eyebrow--onNavy {
	color: var(--bm-gold);
}

.bm-h2 {
	font-size: clamp(1.9rem, 3.2vw, 2.6rem);
	color: var(--bm-ink);
	margin-bottom: var(--bm-sm);
}

.bm-h2--onNavy {
	color: #FFFFFF;
}

.bm-lede {
	font-size: 1.1rem;
	color: var(--bm-support);
	max-width: 62ch;
	line-height: 1.6;
}

/* Buttons ---------------------------------------------------------------- */

.bm-btn {
	display: inline-block;
	font-family: var(--bm-font-display);
	font-weight: 700;
	text-transform: uppercase;
	letter-spacing: 0.08em;
	font-size: 0.95rem;
	padding: 16px 32px;
	border-radius: 2px;
	transition: transform 0.15s ease, background-color 0.15s ease, color 0.15s ease;
	border: 2px solid transparent;
	white-space: nowrap;
}

.bm-btn--primary {
	background: var(--bm-accent);
	color: #FFFFFF;
}

.bm-btn--primary:hover {
	background: #A50D26;
}

.bm-btn--primary:active {
	transform: scale(0.98);
}

.bm-btn--ghost {
	background: transparent;
	color: #FFFFFF;
	border-color: #FFFFFF;
}

.bm-btn--ghost:hover {
	background: #FFFFFF;
	color: var(--bm-dark);
}

/* Hero --------------------------------------------------------------------- */

.bm-hero {
	background: var(--bm-dark);
	padding: var(--bm-xl) 0 var(--bm-lg);
}

.bm-hero__inner {
	max-width: 900px;
}

.bm-hero__title {
	color: #FFFFFF;
	font-size: clamp(2.4rem, 5.4vw, 4.1rem);
	margin-bottom: var(--bm-md);
}

.bm-hero__sub {
	color: var(--bm-support);
	font-size: 1.2rem;
	line-height: 1.6;
	max-width: 62ch;
	margin-bottom: var(--bm-lg);
}

/* Steps ---------------------------------------------------------------------- */

.bm-steps {
	background: var(--bm-ink);
	padding: var(--bm-xl) 0;
}

.bm-steps .bm-h2,
.bm-steps .bm-lede {
	color: #FFFFFF;
}

.bm-steps .bm-lede {
	color: var(--bm-support);
	margin-bottom: var(--bm-lg);
}

.bm-steps__grid {
	display: grid;
	grid-template-columns: 1fr auto 1fr;
	gap: var(--bm-lg);
	align-items: center;
}

.bm-step {
	background: var(--bm-dark);
	border: 1px solid rgba(201, 162, 39, 0.35);
	padding: var(--bm-lg) var(--bm-md);
	border-radius: 2px;
}

.bm-step__num {
	display: block;
	font-family: var(--bm-font-display);
	font-weight: 700;
	font-size: 0.95rem;
	letter-spacing: 0.15em;
	color: var(--bm-gold);
	margin-bottom: var(--bm-sm);
}

.bm-step__title {
	color: #FFFFFF;
	font-size: 1.5rem;
	margin-bottom: var(--bm-sm);
}

.bm-step__body {
	color: var(--bm-support);
	line-height: 1.6;
	margin-bottom: var(--bm-md);
}

.bm-step--arrow {
	display: flex;
	align-items: center;
	justify-content: center;
	color: var(--bm-gold);
	font-size: 2rem;
	font-family: var(--bm-font-display);
}

/* Pricing ---------------------------------------------------------------------- */

.bm-pricing {
	background: var(--bm-dark);
	padding: var(--bm-xl) 0;
}

.bm-pricing .bm-h2--onNavy {
	max-width: 46ch;
}

.bm-plans {
	margin-top: var(--bm-lg);
	display: grid;
	grid-template-columns: repeat(3, 1fr);
	gap: var(--bm-md);
	align-items: start;
}

.bm-plan {
	background: var(--bm-ink);
	border: 1px solid rgba(124, 138, 163, 0.3);
	border-radius: 2px;
	display: block;
}

.bm-plan--featured {
	background: var(--bm-ink);
	border: 1px solid var(--bm-gold);
	transform: translateY(-24px);
}

.bm-plan__eyebrow {
	font-family: var(--bm-font-display);
	font-weight: 700;
	text-transform: uppercase;
	letter-spacing: 0.08em;
	font-size: 0.72rem;
	color: var(--bm-dark);
	background: var(--bm-gold);
	display: inline-block;
	padding: 4px 10px;
	border-radius: 2px;
	margin: var(--bm-md) var(--bm-md) 0;
}

.bm-plan__toggle {
	display: flex;
	align-items: flex-start;
	justify-content: space-between;
	gap: var(--bm-md);
	width: 100%;
	background: transparent;
	border: none;
	cursor: pointer;
	padding: var(--bm-md);
	text-align: left;
	font: inherit;
	color: inherit;
}

.bm-plan--featured .bm-plan__toggle {
	padding-top: var(--bm-md);
}

.bm-plan__toggle-head {
	display: block;
}

.bm-plan__chevron {
	flex-shrink: 0;
	width: 14px;
	height: 14px;
	position: relative;
	margin-top: 8px;
}

.bm-plan__chevron::before,
.bm-plan__chevron::after {
	content: "";
	position: absolute;
	background: var(--bm-gold);
}

.bm-plan__chevron::before {
	width: 14px;
	height: 2px;
	top: 6px;
	left: 0;
}

.bm-plan__chevron::after {
	width: 2px;
	height: 14px;
	top: 0;
	left: 6px;
	transition: transform 0.2s ease;
}

.bm-plan.is-open .bm-plan__chevron::after {
	transform: scaleY(0);
}

.bm-plan__details {
	padding: 0 var(--bm-md) var(--bm-md);
	display: flex;
	flex-direction: column;
}

.bm-plan__details[hidden] {
	display: none;
}

.bm-plan__name {
	color: #FFFFFF;
	font-size: 1.8rem;
	margin-bottom: 4px;
}

.bm-plan__tag {
	font-family: var(--bm-font-display);
	font-style: italic;
	color: var(--bm-gold);
	font-size: 1.1rem;
}

.bm-plan__desc {
	color: var(--bm-support);
	font-size: 1.12rem;
	line-height: 1.68;
	margin-bottom: var(--bm-md);
}

.bm-plan__price {
	border-top: 1px solid rgba(124, 138, 163, 0.3);
	border-bottom: 1px solid rgba(124, 138, 163, 0.3);
	padding: var(--bm-md) 0;
	margin-bottom: var(--bm-md);
}

.bm-plan__price-num {
	display: block;
	font-family: var(--bm-font-display);
	font-weight: 700;
	font-size: 3.2rem;
	color: var(--bm-accent);
	line-height: 1;
	margin-bottom: var(--bm-sm);
}

.bm-plan__price-label {
	display: block;
	color: var(--bm-support);
	font-size: 1.1rem;
	line-height: 1.62;
}

.bm-plan__list {
	list-style: none;
	margin: 0 0 var(--bm-md);
	padding: 0;
	color: #EDEFF3;
	line-height: 1.6;
	flex-grow: 1;
}

.bm-plan__list li {
	position: relative;
	padding-left: 20px;
	margin-bottom: 14px;
	font-size: 1.12rem;
	line-height: 1.58;
}

.bm-plan__list li::before {
	content: "";
	position: absolute;
	left: 0;
	top: 0.55em;
	width: 8px;
	height: 2px;
	background: var(--bm-accent);
}

.bm-plan__list--fine li {
	color: var(--bm-support);
	font-size: 1rem;
}

.bm-plan__fineprint-label {
	font-family: var(--bm-font-display);
	font-weight: 600;
	text-transform: uppercase;
	letter-spacing: 0.06em;
	font-size: 0.9rem;
	color: var(--bm-gold);
	margin-bottom: var(--bm-sm);
}

.bm-plan__cta {
	margin-top: auto;
	text-align: center;
}

/* Contact ---------------------------------------------------------------------- */

.bm-contact {
	background: var(--bm-ink);
	padding: var(--bm-xl) 0;
}

.bm-contact__grid {
	display: grid;
	grid-template-columns: 0.85fr 1.15fr;
	gap: var(--bm-xl);
	align-items: start;
}

.bm-contact__intro .bm-h2 {
	color: #FFFFFF;
}

.bm-contact__intro .bm-lede {
	margin-top: var(--bm-sm);
}

.bm-contact__form-wrap {
	background: var(--bm-bg);
	border: 1px solid var(--bm-gold);
	border-radius: 2px;
	padding: var(--bm-lg);
}

.bm-form-notice {
	font-family: var(--bm-font-body);
	font-weight: 600;
	padding: var(--bm-sm) var(--bm-md);
	border-radius: 2px;
	margin-bottom: var(--bm-md);
	font-size: 0.95rem;
}

.bm-form-notice--success {
	background: #E7F3EC;
	color: #1E5C36;
	border: 1px solid #1E5C36;
}

.bm-form-notice--error {
	background: #FBEAEC;
	color: var(--bm-accent);
	border: 1px solid var(--bm-accent);
}

.bm-form__row {
	margin-bottom: var(--bm-md);
}

.bm-form__label {
	display: block;
	font-family: var(--bm-font-display);
	font-weight: 600;
	text-transform: uppercase;
	letter-spacing: 0.06em;
	font-size: 0.8rem;
	color: var(--bm-ink);
	margin-bottom: 6px;
}

.bm-form__input {
	width: 100%;
	font-family: var(--bm-font-body);
	font-size: 1rem;
	padding: 12px 14px;
	border: 1px solid var(--bm-support);
	border-radius: 2px;
	background: #FFFFFF;
	color: var(--bm-ink);
}

.bm-form__input:focus {
	outline: 2px solid var(--bm-accent);
	outline-offset: 1px;
	border-color: var(--bm-accent);
}

.bm-form__fieldset {
	border: none;
	padding: 0;
	margin: 0 0 var(--bm-md);
}

.bm-form__legend {
	font-family: var(--bm-font-display);
	font-weight: 600;
	text-transform: uppercase;
	letter-spacing: 0.06em;
	font-size: 0.8rem;
	color: var(--bm-ink);
	margin-bottom: var(--bm-sm);
	padding: 0;
}

.bm-form__choice-row {
	display: flex;
	gap: var(--bm-md);
	flex-wrap: wrap;
	margin-bottom: 8px;
}

.bm-form__choice {
	display: flex;
	align-items: center;
	gap: 8px;
	font-size: 0.95rem;
	color: var(--bm-ink);
	cursor: pointer;
}

.bm-form__choice--block {
	display: flex;
	margin-bottom: 8px;
}

.bm-form__choice input[type="radio"] {
	accent-color: var(--bm-accent);
	width: 18px;
	height: 18px;
}

.bm-form__submit {
	width: 100%;
	text-align: center;
	margin-top: var(--bm-sm);
	border: none;
	cursor: pointer;
}

/* Motion (respects the low-motion dial) ------------------------------------- */

@media (prefers-reduced-motion: reduce) {
	.bdc-money * {
		transition: none !important;
		animation: none !important;
	}
}

/* Responsive ----------------------------------------------------------------- */

@media (max-width: 900px) {
	.bm-steps__grid {
		grid-template-columns: 1fr;
	}
	.bm-step--arrow {
		transform: rotate(90deg);
		padding: var(--bm-sm) 0;
	}
	.bm-plans {
		grid-template-columns: 1fr;
	}
	.bm-plan--featured {
		transform: none;
	}
	.bm-contact__grid {
		grid-template-columns: 1fr;
	}
}

@media (max-width: 600px) {
	.bm-hero {
		padding: var(--bm-lg) 0 var(--bm-md);
	}
	.bm-contact__form-wrap {
		padding: var(--bm-md);
	}
}

/* Banner (replaces the header/nav on this page only) ------------------------ */

.bm-banner-link {
	display: block;
	line-height: 0;
}

.bm-banner-image {
	display: block;
	width: 100%;
	height: auto;
	max-height: 220px;
	object-fit: cover;
}
/* Contact intro image -------------------------------------------------------- */

.bm-contact__intro-image {
	display: block;
	width: calc(100% + 140px);
	max-width: none;
	height: auto;
	margin-top: var(--bm-lg);
	margin-left: -70px;
	margin-right: -70px;
	border-radius: 2px;
}

@media (max-width: 600px) {
	.bm-contact__intro-image {
		width: 100%;
		margin-left: 0;
		margin-right: 0;
	}
}
/* Program next-step reveal ---------------------------------------------- */

.bm-form__program {
	margin-bottom: 8px;
}

.bm-form__next {
	margin: 6px 0 0 26px;
	padding: 10px 14px;
	background: var(--bm-surface);
	border-left: 2px solid var(--bm-accent);
	border-radius: 2px;
	font-size: 0.92rem;
	line-height: 1.5;
	color: var(--bm-ink);
}

.bm-form__next[hidden] {
	display: none;
}

.bm-form__next-list {
	margin: 0;
	padding-left: 1.2em;
	list-style: disc;
}
.bm-form__next-list li + li {
	margin-top: 4px;
}
/* Plan card video ------------------------------------------------------------ */

.bm-plan__video {
	margin: var(--bm-md) var(--bm-md) 0;
	border-radius: 2px;
	overflow: hidden;
	background: #000;
	border: 1px solid rgba(124, 138, 163, 0.3);
}

.bm-plan__video-el {
	display: block;
	width: 100%;
	height: auto;
	aspect-ratio: 16 / 9;
}
.bm-plan__video-el {
	border: 0;
}

/* Yes/No structure questions --------------------------------------------- */

.bm-form__question {
	margin-bottom: var(--bm-md);
}

.bm-form__question:last-child {
	margin-bottom: 8px;
}

.bm-form__question-label {
	font-family: var(--bm-font-display);
	font-weight: 700;
	text-transform: uppercase;
	letter-spacing: 0.03em;
	font-size: 1rem;
	color: var(--bm-ink);
	margin-bottom: 10px;
}

.bm-form__yesno {
	display: flex;
	gap: 10px;
}

.bm-form__yesno-btn {
	position: relative;
	cursor: pointer;
}

.bm-form__yesno-btn input {
	position: absolute;
	opacity: 0;
	width: 1px;
	height: 1px;
	pointer-events: none;
}

.bm-form__yesno-btn span {
	display: inline-block;
	min-width: 84px;
	text-align: center;
	padding: 10px 22px;
	border: 1px solid var(--bm-support);
	border-radius: 2px;
	font-family: var(--bm-font-display);
	font-weight: 600;
	text-transform: uppercase;
	letter-spacing: 0.04em;
	font-size: 0.9rem;
	color: var(--bm-ink);
	transition: background-color 0.15s ease, color 0.15s ease, border-color 0.15s ease;
}

.bm-form__yesno-btn:hover span {
	border-color: var(--bm-accent);
}

.bm-form__yesno-btn input:checked + span {
	background: var(--bm-accent);
	border-color: var(--bm-accent);
	color: #FFFFFF;
}

.bm-form__yesno-btn input:focus-visible + span {
	outline: 2px solid var(--bm-accent);
	outline-offset: 2px;
}


.bm-plan__list a.bm-plan__link {
	color: inherit;
	text-decoration: underline;
	text-decoration-color: var(--bm-accent);
	text-underline-offset: 3px;
	text-decoration-thickness: 2px;
}

.bm-plan__list a.bm-plan__link:hover,
.bm-plan__list a.bm-plan__link:focus-visible {
	color: var(--bm-accent);
}

/* Application form: 8K Team option disabled for team + eXp agents */
.bm-form__choice.is-disabled {
	color: #8a8f98;
	cursor: not-allowed;
}
.bm-form__choice.is-disabled input {
	cursor: not-allowed;
}
.bm-form__na {
	display: inline-block;
	margin-left: 0.5em;
	padding: 0.1em 0.55em;
	border: 1px solid currentColor;
	border-radius: 3px;
	font-size: 0.8em;
	font-weight: 600;
	letter-spacing: 0.03em;
	text-transform: uppercase;
	vertical-align: middle;
}
.bm-form__na[hidden] {
	display: none;
}

/* Application form: join-eXp note for team agents not with eXp */
.bm-form__exp-note {
	margin: 6px 0 0 26px;
	padding: 10px 14px;
	background: var(--bm-surface);
	border-left: 2px solid var(--bm-accent);
	border-radius: 2px;
	font-size: 0.92rem;
	line-height: 1.5;
	color: var(--bm-ink);
}
.bm-form__exp-note[hidden] {
	display: none;
}
.bm-form__exp-note p {
	margin: 0;
}
.bm-form__exp-note p + p {
	margin-top: 4px;
}
.bm-form__exp-note-title {
	font-weight: 700;
}
.bm-form__exp-note a {
	color: var(--bm-accent);
	text-decoration: underline;
	word-break: break-all;
}


/* Application page: centered title over the header banner */
.bm-banner-link--titled {
	position: relative;
	overflow: hidden;
}
.bm-banner-link--titled::after {
	content: "";
	position: absolute;
	inset: 0;
	background: radial-gradient(ellipse at center, rgba(9, 17, 32, 0.55) 0%, rgba(9, 17, 32, 0.25) 60%, rgba(9, 17, 32, 0.1) 100%);
	pointer-events: none;
}
.bm-banner-title {
	position: absolute;
	inset: 0;
	z-index: 1;
	display: flex;
	align-items: center;
	justify-content: center;
	padding: 0 16px;
	font-family: "Barlow Condensed", sans-serif;
	font-weight: 800;
	font-size: clamp(2.6rem, 8vw, 6rem);
	line-height: 1;
	letter-spacing: 0.08em;
	text-transform: uppercase;
	color: #FFFFFF;
	text-align: center;
	text-shadow: 0 2px 4px rgba(0, 0, 0, 0.85), 0 4px 18px rgba(0, 0, 0, 0.7);
	pointer-events: none;
}
@media (max-width: 600px) {
	.bm-banner-link--titled .bm-banner-image {
		min-height: 140px;
	}
}